/* One Cent Properties — funding-ready minimal theme */
:root{
  --bg:#ffffff;
  --text:#111827;            /* charcoal */
  --muted:#4b5563;
  --navy:#0b2545;
  --accent:#1b998b;          /* muted teal */
  --border:#e5e7eb;
  --card:#f9fafb;
  --shadow: 0 10px 25px rgba(0,0,0,.06);
  --radius:14px;
  --max:1120px;
  --font: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Inter, "Open Sans", "Montserrat", Arial, sans-serif;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;background:var(--bg);color:var(--text);font-family:var(--font);line-height:1.5}
a{color:inherit;text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
.container{max-width:var(--max);margin:0 auto;padding:0 20px}
.small{font-size:.925rem;color:var(--muted)}
.kicker{letter-spacing:.08em;text-transform:uppercase;font-size:.8rem;color:var(--muted)}
h1,h2,h3{line-height:1.2;margin:0 0 10px}
h1{font-size:2.4rem}
h2{font-size:1.7rem;margin-top:10px}
h3{font-size:1.1rem}
p{margin:0 0 12px;color:var(--muted)}
ul{margin:0;padding-left:18px;color:var(--muted)}
hr{border:none;border-top:1px solid var(--border);margin:22px 0}

/* Header */
.header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);
  backdrop-filter:saturate(180%) blur(10px);
  border-bottom:1px solid var(--border);
}
.navbar{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:14px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700}
.logo{
  width:34px;height:34px;border-radius:10px;
  background:linear-gradient(135deg,var(--navy),#153a66);
  display:grid;place-items:center;color:#fff;font-weight:800;
  box-shadow:var(--shadow);
}
.brand span{color:var(--navy)}
.navlinks{display:flex;gap:16px;align-items:center;flex-wrap:wrap}
.navlinks a{padding:8px 10px;border-radius:10px}
.navlinks a.active{background:var(--card);border:1px solid var(--border);text-decoration:none}
.ctaRow{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:10px 14px;border-radius:12px;border:1px solid var(--border);
  background:#fff;color:var(--navy);font-weight:600;cursor:pointer;
}
.btn:hover{text-decoration:none;border-color:#cbd5e1}
.btn.primary{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn.accent{background:var(--accent);color:#fff;border-color:var(--accent)}
.btn.ghost{background:transparent}
.btn.small{padding:8px 12px;border-radius:10px}

/* Mobile nav */
.menuBtn{display:none}
@media (max-width: 980px){
  .navlinks{display:none}
  .menuBtn{display:inline-flex}
  .mobileNav{display:none;border-top:1px solid var(--border)}
  .mobileNav.open{display:block}
  .mobileNav a{display:block;padding:12px 0;border-bottom:1px solid var(--border)}
}

/* Sections */
.hero{
  padding:54px 0 30px;
  background: radial-gradient(1200px 400px at 20% 0%, rgba(27,153,139,.12), transparent 60%),
              radial-gradient(1000px 500px at 80% 10%, rgba(11,37,69,.12), transparent 55%);
}
.heroGrid{display:grid;grid-template-columns:1.2fr .8fr;gap:26px;align-items:start}
@media(max-width: 980px){ .heroGrid{grid-template-columns:1fr} h1{font-size:2rem} }
.card{
  background:var(--card);border:1px solid var(--border);border-radius:var(--radius);
  padding:18px;box-shadow:var(--shadow);
}
.trustbar{display:flex;gap:14px;flex-wrap:wrap;margin-top:14px}
.pill{display:flex;gap:10px;align-items:flex-start;padding:10px 12px;border:1px solid var(--border);border-radius:999px;background:#fff;color:var(--muted);font-size:.92rem}
.icon{
  width:26px;height:26px;border-radius:8px;background:rgba(11,37,69,.08);
  display:grid;place-items:center;color:var(--navy);font-weight:800;flex:0 0 auto;
}

.section{padding:36px 0}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
@media(max-width: 980px){ .grid3,.grid2{grid-template-columns:1fr} }
.step{display:flex;gap:12px}
.stepNum{width:34px;height:34px;border-radius:12px;background:rgba(27,153,139,.14);display:grid;place-items:center;font-weight:800;color:var(--accent)}
.quote{font-size:1rem;color:var(--text)}
.quote small{display:block;margin-top:8px;color:var(--muted)}
.tagRow{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}
.tag{font-size:.85rem;padding:6px 10px;border:1px solid var(--border);border-radius:999px;background:#fff;color:var(--muted)}

/* Forms */
form{display:grid;gap:12px}
label{font-weight:600;font-size:.92rem}
input,select,textarea{
  width:100%;padding:10px 12px;border-radius:12px;border:1px solid var(--border);
  background:#fff;font-family:var(--font);font-size:1rem
}
textarea{min-height:130px;resize:vertical}
.formRow{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width: 980px){ .formRow{grid-template-columns:1fr} }
.note{font-size:.9rem;color:var(--muted)}

/* Footer */
.footer{
  border-top:1px solid var(--border);
  padding:26px 0;background:#fff
}
.footerGrid{display:grid;grid-template-columns:1.1fr .9fr;gap:18px;align-items:start}
@media(max-width: 980px){ .footerGrid{grid-template-columns:1fr} }
.footer a{color:var(--muted)}
.footer a:hover{color:var(--text)}